ICE U.S. Residential Mortgage Rate Lock Indices track mortgage rates and other statistics on U.S. residential mortgage loan applications where borrowers and lenders have committed to lock-in the interest rate prior to close.
Monthly futures contracts are cash-settled and track the ICE U.S. Conforming 30-year Fixed Mortgage Rate Lock Index.
Note: Data presented on this page reflects production as of close of prior business day.
Source: ICE Data Indices, LLC. Index data and index information is for informational purposes only and any use is expressly prohibited. You may not share, disclose, transmit, publish, distribute, disseminate or commercialize either in whole or in part the index data or index information without the express prior written consent of ICE Data Indices, LLC. Any use of the index data or index information in any way will require an appropriate license agreement with ICE Data Indices, LLC prior to any use.
Using a data-driven methodology based on loan applications from ICE Mortgage Technology, the ICE U.S. Residential Mortgage Rate Lock Indices track the average rate at which new residential home loans are locked each day.
The indices are calculated daily for all U.S. bank business days, with index data available the morning of the next business day. ICE U.S. Residential Mortgage Rate Lock Index data is available on the ICE Index Platform and via direct data feeds.
Additionally, the ICE U.S. Conforming 30-Year Fixed Mortgage Rate Lock Index Loan Balance Weighted APR Intra-Day - a calculation variant of the ICE U.S. Conforming 30-Year Fixed Rate Mortgage Rate Lock Index - uses intra-day snapshots to track the loan-balance weighted APR over the course of a U.S. bank business day. The index updates as of 1 p.m., 2 p.m., 3 p.m., 4 p.m. and 5 p.m. ET, with updates posting within the hour of the data snap.
In addition to a broad composite index, sub-indices segment the composite index by one or more of several loan attributes:
Purchase, Refinance (no cash out), Refinance (cash out)
30-year, 20-year, 15-year, 10-year
Conventional, FHA, VA, USDA
Conforming, Jumbo
>= 780, 740-779, 720-739, 700-719, 680-699, < 680
<= 80, > 80
Purchase, Refinance (no cash out), Refinance (cash out)
30-year, 20-year, 15-year, 10-year
Conventional, FHA, VA, USDA
Conforming, Jumbo
>= 780, 740-779, 720-739, 700-719, 680-699, < 680
<= 80, > 80
The Mortgage Monitor provides a view of the current mortgage market, including loan-level performance, home price trends data, secondary market metrics and public records.
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Following a historically fast pace of rate hikes, the Fed is now expected to be on the verge of a monetary policy shift. Learn why these events could represent a perfect storm for mortgage-backed securities (MBS).
Inflation has crept into nearly every facet of life, and real estate is attracting scrutiny as pundits expect affordability issues to eventually crimp demand.
Our speakers discuss how rich mortgage transaction data is being used create data and analytics that can deliver actionable insight for capital markets.
Listen to Harvey Flax, Director, U.S. Interest Rates, ICE, talk about the launch of our new mortgage rate lock futures.
Following a historically fast pace of rate hikes, the Fed is now expected to be on the verge of a monetary policy shift. Learn why these events could represent a perfect storm for mortgage-backed securities (MBS).
Inflation has crept into nearly every facet of life, and real estate is attracting scrutiny as pundits expect affordability issues to eventually crimp demand.
Our speakers discuss how rich mortgage transaction data is being used create data and analytics that can deliver actionable insight for capital markets.
Listen to Harvey Flax, Director, U.S. Interest Rates, ICE, talk about the launch of our new mortgage rate lock futures.