The U.S. real estate market, the largest asset class in the world’s biggest economy, is crucial yet historically lacks many features that investors in other asset classes have come to expect. Over the past decade, we’ve strategically invested in our mortgage-related services, creating an integrated ecosystem of technology, data, and analytics that supports the entire real estate and housing finance lifecycle - bringing greater transparency to an otherwise opaque market.
Our differentiators
ICE provides end-to-end intelligence across the mortgage markets, offering banks, hedge funds, asset managers and other market participants transparency through data that can help to make investment and risk management decisions.
Linking data for new insights
New products innovations are being created by linking unique datasets that have never been combined before. We offer a prediction signal designed to help manage short-term mortgage prepayment risk.
By linking originator data, loan servicing data and investor data, our platform is harnessing feedback loops to provide intelligence about where new loans could be offered.
Unrivalled breadth & depth of data
With agency MBS data covering 1.5M+ active pools we can process the entire agency MBS universe in minutes, providing evaluated pricing to help our customers manage MBS positions and liquidity risk. With over 1000+ loan-level data points, McDash offers the deepest and broadest view into residential mortgage performance in the market.
Expertise in data privacy & data science
We can normalize huge data sets and deal with timing and fragmentation issues by using technology to make data easier to consume. Our goal is to turn more data into actionable insights for investment banks, hedge funds, asset managers and other market participants so they can better quantify mortgage-related risk and enhance their investment processes.
Geospatial intelligence
Our geospatial intelligence platform enables the assessment and linkage of physical climate risk, climate transition risk and alternative data sets to securitized products and real estate assets. The combination of this technology with mortgage data helps investors and companies to identify, measure and understand the impacts of climate risk on their individual loans, properties and portfolios.
Featured solutions
Our solutions deliver advanced mortgage models, analytics, and comprehensive data products that can help improve performance, mitigate risk, and satisfy regulatory requirements.
Mortgage-Backed Securities Data
ICE eMBS is an industry-leading solution for mortgage-backed securities disclosure data that can help you reduce the burden of collecting, analyzing, and storing agency MBS data.
Gain a comprehensive view of mortgage performance across the U.S. with McDash®. This market-leading repository of servicer-contributed, loan-level data is the deepest and broadest in the industry.
Evaluated pricing on 1M + U.S. agency pass-through issues (FHLMC, FNMA, GNMA, and SBA pools), 200,000+ U.S. agency and non-agency collateralized mortgage obligations, approximately 17,000 asset-backed securities, and 11,000 commercial MBS.
Our data, analytics and geospatial intelligence platform enable the assessment and linkage of physical climate risk, climate transition risk and alternative data sets to fixed income securities and real estate assets.
Property & Public Records Data
Actionable property intelligence providing nationwide coverage for over 155M parcels (99.99% of all U.S.) across more than 3,100 counties. The data includes 600M+ ownership, sales, assessment and mortgage records on residential and commercial properties.
Gain a holistic view of the mortgage origination process with data fields that include borrower characteristics and qualifications, loan product and program parameters, property information including geography, rate and pricing, application/loan status, closing terms, insurance, days to close and more.
Property Insurance Data
Gain visibility into property-insurance-related risks and how they may impact the loans in your portfolio - access data pertaining to insurance affordability, availability and adequacy to help you make, more informed business decisions.
Get more out of your data with the Rapid Analytics Platform
This innovative, cloud-based solution provides direct access to all Mortgage Data & Analytics in a single environment. Immediately source data, execute queries, create advanced analytics, and train machine-learning models independently, and with support from a growing catalogue of ICE developed RAP Solutions. Access to these solutions enable the integration of ICE data with your business and accelerate the uncovering of insights to effectively manage risk and respond quickly to an evolving market.
Leveraging our industry-leading data and advanced modelling techniques, AFT forecasts prepayments, defaults, delinquency, and loss severity for residential and multifamily mortgages.
To help increase transparency and help modernize your fixed income order flow, ICE provides data related to liquidity, execution quality, transaction cost analysis, market depth and market sentiment.
Manage risk and returns for multi-asset portfolios relative to an array of leading indices and liability benchmarks. The tool is backed by a set of comprehensive security, portfolio and cash flow analytics.
Mortgage Monitor Analytics Library
Receive a deeper view into the market-leading data and analytics that are featured in ICE’s monthly Mortgage Monitor report.
Our AVMs combine one of the largest, most expansive data sets in the industry with advanced modelling techniques, rigorous testing and high-performance technology that spans the entire real estate and mortgage continuum.
Housing Affordability Analytics*
Get a comprehensive view of housing costs for U.S. MBS - affordability metrics include principal and interest payments, insurance costs, property taxes, and estimated utility costs – information that can help assess the affordability of a given loan and location.
Home Price Dynamics*
Gain insight into credit and prepayment risk on U.S. agency and non-agency RMBS. Using property-level AVMs and ZIP-level home price indices, ICE provides granular and timely views into the current LTV and tappable equity levels for 95% of U.S. MBS.
*Products scheduled for release early Q2-2025
ICE’s fixed income index offering covers approximately 6,000 standard indices tracking more than $100 trillion in debt globally. These include 295 securitized bond indices.
ICE U.S. Residential Mortgage Rate Lock Indices track rates and other statistics on mortgage loan applications where borrowers and lenders have committed to lock-in the interest rate prior to close.
Featuring exceptional coverage and stability, the ICE Home Price Index provides exceptional coverage and measurement of residential real-estate price trends in the U.S.
Mortgage Rate Lock Index Futures
Offers market participants a more precise hedging tool for residential mortgage interest rate risk. The suite of contracts includes futures based on Conforming and Jumbo mortgage interest rates.
Address your regulation and compliance needs
ICE provides various regulatory-related services designed to help market participants meet their compliance obligations. These services include liquidity indicators, fair value leveling, , bank market risk rules (i.e. FRTB), data services addressing requirements under the Investment Company Reporting Modernization (e.g. Form N-PORT), and more.
Explore our mortgage market insights
Explore data across the lifecycle
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