Extreme weather events are becoming more frequent, more severe, and more costly, driving higher insurance premiums and increasing borrower cost uncertainty. Real estate market instability, delayed rate cuts, and historically low affordability are putting pressure on traditional risk models. Geography now matters more than ever - climate impact can vary dramatically between neighborhoods, making granular analysis essential. Without loan-level, property-level, and security-level clarity, lenders, investors, and policymakers are left with blind spots in their decision-making process.
ICE helps deliver the clarity you need with climate and affordability insights at the loan, property, and security level - helping you anticipate risk, strengthen portfolios, and support resilient housing strategies. ICE’s Mortgage and Climate Data Solutions integrate:
Property insurance costs: understanding a major headwind for U.S. housing.
Explore how ICE integrates data on insurance premiums, property taxes, and utility bills to deliver a more comprehensive view of home affordability.
A case study of the 2024 U.S. hurricane season.
Uncertainty is already reshaping mortgage markets. With ICE, you can move from reactive to proactive, using our comprehensive datasets delivered at the property, loan and security levels.